Onpoint Insurance Advisor
At Onpoint Insurance Advisors, we are committed not only to ensuring comprehensive medical coverage for our senior clients, but also to supporting their overall well-being.
- Professionalism
- +20 Years of Experience
- Guaranteed Insurance
About Us
At Onpoint Insurance Advisors, we specialize in providing personalized and reliable health insurance guidance, with a special focus on the overall well-being of our senior clients.
Our commitment is to help you find the Medicare Advantage plan or other coverage options that best fit your needs, health, and budget. We offer plans for individuals turning 65, as well as for individuals, families, and seniors in general.
Our commitment is to provide you with clear guidance and support every step of the way.
Onpoint Insurance Advisor our App
Our mobile application is an intuitive and efficient tool designed to simplify the management of our insurance services.
Our Services
Medicare Advice
We help you understand and choose the right Medicare plan, including Medicare Advantage (Part C) and prescription drug coverage (Part D) options..
Health Marketplace Plans
Assistance enrolling in health plans under the Affordable Care Act (ACA), available for individuals and families.
Supplemental Insurance
Options that complement your Original Medicare coverage, helping to pay for expenses such as copayments, coinsurance, and deductibles.
Frequently Asked Questions
Your Initial Enrollment Period begins three months before you turn 65 and lasts a total of seven months (three months before, your birth month, and three months after).
Original Medicare includes Part A (hospital coverage) and Part B (medical services), while Medicare Advantage (Part C) is a plan offered by private insurance companies that combines Parts A and B, and often includes prescription drug coverage (Part D) as well as additional benefits like dental and vision.
Any U.S. citizen or legal resident can apply. The cost depends on your income, and many people qualify for subsidies.
It helps cover costs that Original Medicare doesn’t pay, such as deductibles, copayments, and coinsurance.
During the first six months after you turn 65 and have enrolled in Part B. During this period, you cannot be denied coverage or charged more due to pre-existing medical conditions.
